Privacy Policy & Disclaimer for Black Money Management LLC
Effective Date: February 12, 2025
Last Updated: February 12, 2025
Welcome to Black Money Management LLC. We are committed to protecting your privacy and ensuring transparency in how we collect, use, and safeguard your information. This Privacy Policy applies to our website and services, including personal credit consultation, business credit consultation, and investment guidance.
Important Notice: The information provided by Black Money Management LLC is for educational and informational purposes only. We do not provide legal, tax, or financial advice. Any decisions regarding personal or business credit, financial management, or investments should be made after consulting with a qualified attorney, tax professional, or financial advisor.
By using our website and services, you agree to the terms outlined in this Privacy Policy.
1. Information We Collect
When you interact with Black Money Management LLC, we may collect the following types of information:
A. Personal Information
• Full name
• Contact details (email address, phone number, mailing address)
• Date of birth
• Social Security Number (only when necessary for credit-related services)
• Government-issued identification (when required)
B. Financial Information
• Credit reports and scores (if provided by you or authorized third parties)
• Banking and financial account details (if relevant)
• Business credit history
• Investment details and risk preferences
C. Technical Information
• IP address
• Browser type
• Device information
• Website usage data (cookies, analytics, etc.)
2. How We Use Your Information
We collect and use your information to:
• Provide consultation services for personal and business credit
• Assess financial and credit status to tailor recommendations
• Assist in credit-building strategies and business credit funding
• Offer general investment education and strategies
• Communicate with you regarding services, updates, and promotions
• Ensure compliance with legal and regulatory requirements
• Improve our website, services, and user experience
Disclaimer: Any guidance we provide regarding credit, business funding, or investments should not be interpreted as legal or financial advice. You are responsible for consulting with a licensed professional regarding your specific legal or financial needs.
3. How We Share Your Information
We do not sell, trade, or rent your personal information. However, we may share your data in the following instances:
• With Your Consent: We may share your information with third-party financial institutions, lenders, or advisors if you authorize us to do so.
• Service Providers: We may share data with third-party vendors who assist in credit analysis, financial planning, or website operations.
• Legal & Compliance: If required by law, we may disclose information to comply with legal obligations, fraud prevention, or governmental requests.
4. Data Security
We implement strict security measures to protect your personal data, including:
• Encrypted storage and secure access controls
• Limited employee access to sensitive data
• Secure transmission of financial and personal data
• Regular security audits and system monitoring
However, no online data transmission is 100% secure, and we cannot guarantee absolute security. You should take precautions when sharing sensitive data online.
5. Your Rights & Choices
You have the right to:
• Access & Update Your Information: Request a copy of your data and update incorrect details.
• Opt-Out of Communications: Unsubscribe from marketing emails and promotional messages.
• Request Data Deletion: Request that we delete your personal information, subject to legal and contractual obligations.
• Restrict Processing: Limit how we use your data in certain cases.
To exercise your rights, contact us at: info@bmmgroup.org
6. Cookies & Tracking Technologies
Our website may use cookies and similar tracking technologies to:
• Improve user experience
• Analyze website traffic
• Personalize content
You can manage cookie preferences through your browser settings.
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices, policies, or content of these external sites. Please review their privacy policies before sharing personal information.
8. No Legal Advice Provided
Black Money Management LLC is not a law firm, financial institution, or tax advisory service. Any information, guidance, or recommendations we provide are for general informational purposes only and should not be relied upon as legal, financial, or investment advice.
You are solely responsible for consulting with an attorney, certified financial planner, or tax professional regarding your specific legal, credit, or investment decisions.
9. Children’s Privacy
Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal data from minors. If we discover that a minor has provided us with personal information, we will take steps to delete it immediately.
10. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated “Effective Date.” Your continued use of our services after such changes constitutes your acceptance of the revised policy.
11. Contact Us
If you have any questions regarding this Privacy Policy or your personal data, please contact us:
Black Money Management LLC
1201 N. Market St. STE 111
Wilmington, DE 19801
info@bmmgroup.org
1-866-726-6476
This Privacy Policy is designed to ensure transparency regarding how we handle your information. By using our services, you acknowledge that you have read and understood this policy and that you understand we do not provide legal, tax, or financial advice.